Content Contributor: Wendy Busse-Coleman

Intro:
Over 100,000 Maryland seniors are facing a sudden loss of their Medicare Advantage plans in 2026. Aetna and Humana are scaling back coverage, citing Maryland's unique hospital payment system as a key reason. For many, this change feels abrupt, confusing, and deeply personal.
What's Happening:
- Aetna will only offer Medicare Advantage in three (3) Maryland counties next year.
- Humana is pulling out of five (5) major jurisdictions, including Baltimore City and County.
- The state's "All-Payer Model" makes hospital care more extensive for insurers, and without state grants to offset costs, many are leaving.
Why It Matters:
This isn't just a policy - it's a disruption in care, trust, and stability. Seniors deserve clear communication, compassionate support, and accessible alternatives.
What You Can Do:
- Use the Medicare Annual Election Period (October 15 - December 7) to explore new plans.
- Contact local brokers like East Coast Health Advisors (based in Annapolis) for FREE guidance.
- Share this information with loved ones and community groups.
What's the Deal?
Now’s the time to keep it real and stick together. Nobody should feel left out or lost. Let’s turn the chaos into some meaningful conversations.
**Always consult a licensed insurance broker or Medicare specialist before making decisions about your coverage. Plan availability and benefits may vary by county and may change annually.
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